Business Checking

Whether you’re a nonprofit or a corporation, choose the account that best suits your business needs. All accounts have access to:

  • Free online banking with bill pay and free online statements
  • Visa Business Debit card
  • Application for remote deposit

To open an account or learn more, visit one of our 24 Maryland financial centers or contact a local Business Relationship Banker.

Free Business Checking

For start-up businesses or those with minimal activity

  • Monthly fee: $0
  • Includes 100 combined items and $2,000 cash in per month at no charge*

Interest Earning Business Checking

For businesses with consistently higher balances and moderate account activity

  • Earns direct interest on checking account balances
  • Monthly fee: $10
  • Includes 150 combined items and $5,000 cash in per month at no charge*

Analyzed Business Checking

For businesses with high account activity

  • Accumulates earnings credits based on analyzed account
  • Monthly fee: $20
  • Includes 250 combined items and $5,000 cash in per month at no charge*

To open an account, visit a SECU financial center or contact a Business Relationship Banker.

*View Business Fee Schedule (opens in new window). A $100 opening deposit is required for all Business Checking accounts. View Checking account rates.

Business checking rates

Rates current as of: February 23, 2023

Interest Earning Business Checking

0.25%

APY*

0.25%

Rate

$100

Minimum Balance to open

Free Business Checking

0.00%

APY*

0.00%

Rate

$100

Minimum Balance to open

Analyzed Business Checking

0.00%

APY*

0.00%

Rate

$100

Minimum Balance to open