Due to scheduled maintenance, SECU’s online banking, mobile banking, and online account opening will be unavailable Sunday 11/15 at 12:00am until 6:00am. Thank you for your patience.

Online account opening for consumer and business accounts will be unavailable from 11:00 PM ET on Monday, November 16 for approximately one hour due to planned maintenance. Thank you for your patience and understanding.

All SECU financial centers and offices are closed Wednesday 11/11/2026 in observance of Veterans Day.

Deposit & Treasury Services

Improve cash flow and efficiencies with SECU

From managing payables to guarding against fraud, small business owners have a lot on their minds. SECU’s deposit and treasury services reduce the administrative burden, improve security, and help you run a more profitable, efficient business.

Deposit and treasury service offerings

Services
Details
Benefits

ACH

Allows you to send and receive electronic payments (payroll, vendors, dues, etc.).
  • Lower costs
  • Streamline financial processes
  • Improve cash flow

Check positive pay

Automated cash management service that deters check fraud.
  • Protect funds from unauthorized payments
  • Increase control over disbursements
  • Peace of mind from stronger security

Electronic positive pay

Select which electronic transactions are approved for your account.
  • Detect fraud before it happens
  • Strengthen internal controls
  • Block unauthorized transactions

Remote deposit capture

Desktop scanner allows you to deposit checks without making trips to a financial center. Must purchase compatible hardware*.
  • Reduce check processing time
  • Faster access to funds
  • Reduce risk and fraud

Mobile deposit

Use your smartphone or tablet to deposit business checks.
  • Deposit checks from anywhere
  • First $500 of deposit is available immediately
  • Save time and trips to a financial center

Which is right for you?

Contact a business banking expert to review your options.

Get the mobile app and bank on the go

To start using mobile deposit, download the SECU mobile banking app to your smartphone or tablet by clicking below or by visiting the App Store or Google Play.

*Compatible remote deposit scanners include: Burroughs SmartSource Edge – Burroughs SmartSource Adaptive – Canon CR 25, 55, 180, 190 – Digital Check CheXpress CX30 – Digital Check TS 215, 220E, 230-65, 230-100, 240-50, 240-75, 240-100 – Epson CaptureOne Single-Feed – Epson CaptureOne 30, 60, 90 – TWAIN flatbed scanners – TWAIN autofeed scanners

The SECU difference

Membership unlocks better business banking. SECU’s state-of-the-art financial centers throughout Maryland, 50,000+ free ATMs, and a full range of services can help you strengthen and grow your business.