Spring break is a chance to step away from classes, relax, and recharge. But not everyone has an unlimited budget. Between flights, hotels, and activities, a pricey getaway can leave you stressed about money before you even get a chance to relax.
The good news? You don’t have to spend big to have a meaningful and refreshing break. A Maryland staycation lets you enjoy new experiences, take care of your well-being, and stay on track with your financial goals.
Making smart financial choices now—like sticking to a budget, finding low-cost activities, and using rewards programs—sets you up for long-term success. SECU is here to help you stay on track with your financial goals, so you can enjoy the present while planning for a strong future.
Here are some of the best ways to enjoy spring break in Maryland while sticking to your budget.
Spend time outdoors for (almost) free stress relief
Getting outside is one of the best ways to reset your mind and body. Spending time in nature reduces stress, improves focus, and boosts overall well-being; exactly what you need after a hectic midterm season.
Affordable outdoor adventures in Maryland
Outdoor activities let you recharge without spending money on entertainment. Instead of paying for a costly trip, invest in experiences that leave you feeling refreshed without the financial strain. If you’re driving, split gas costs with friends and use the UMD Terps Affinity Credit Card to earn cashback on gas, dining, and travel expenses.
Here are just a few great options you can enjoy in Maryland.
- Patapsco Valley State Park: Just a short drive from Baltimore, this park offers scenic hiking trails, picnic areas, and stunning river views for only a small entrance fee.
- Assateague Island National Seashore: Camp or spend a day at the beach watching wild horses, a unique and peaceful experience.
- Sugarloaf Mountain: A perfect spot for a day hike, this free-to-visit nature preserve offers breathtaking views and a great workout.
Prioritize rest and self-care without splurging
Spring break is often marketed as a time for adventure.But, for many students, what you need most is rest. Midterms, late-night study sessions, and packed schedules take a toll. This break is your chance to recharge physically and mentally without the added stress of overspending.
Low-cost ways to relax and recharge
- Take a digital detox: Reduce screen time and social media scrolling to improve focus and reduce anxiety.
- Create a DIY spa day: Face masks, a long bath, and good music are much cheaper than an expensive spa day.
- Start a new wellness habit: Try journaling, meditation, or stretching to build better daily routines.
Self-care doesn’t have to mean spending money. While it’s tempting to splurge on takeout or new clothes to “treat yourself,” real self-care is about making choices that support your long-term well-being, which includes your financial wellness. Instead of impulse purchases, use some time during spring break to review your budget and set financial goals for the rest of the semester.
Explore your city like a tourist without paying travel costs
It’s easy to overlook the amazing places right in your backyard. A Maryland staycation allows you to experience new things without expensive airfare or hotel stays.
Affordable Maryland experiences worth checking out
Baltimore: Historic charm and waterfront fun
Baltimore’s Inner Harbor offers a mix of history, culture, and entertainment—all without spending much. Stroll the waterfront promenade, check out street performances, or climb Federal Hill Park for the best skyline views. Museums like the Walters Art Museum and the Baltimore Museum of Art offer free admission year-round, and Lexington Market is a great spot for cheap and delicious local eats.
Annapolis: Nautical adventures and historic beauty
Annapolis offers a mix of history, waterfront views, and small-town charm—without the hefty price tag. The U.S. Naval Academy provides free walking tours; and you can visit the historic Maryland State House at no cost. Take a stroll along Ego Alley to watch boats sail by or explore Quiet Waters Park, where you can hike, rent a kayak for a low fee, or just relax in nature. When hunger strikes, grab an affordable meal at “Chick & Ruth’s Delly,” a local staple known for its crab cakes.
Frederick: Small-town charm and artistic flair
For a relaxed day trip, visit Downtown Frederick, where you can explore unique art galleries, coffee shops, and street murals. History buffs can stop by the National Museum of Civil War Medicine for a small fee, and nearby Baker Park offers the perfect setting for a free outdoor escape.
Many attractions offer student discounts—always bring your student ID. Use a rewards card to earn cashback on restaurant purchases if dining out.
Align your goals for a stronger future
Spring break is an opportunity to reset and refocus. The choices you make now set the foundation for your future success. Whether working toward academic achievements, career aspirations, or financial independence, aligning your goals will help you build a stable and rewarding future.
Use this time to think about where you want to be in six months, a year, or even five years. Are you on track to land your dream job? Do you have a plan for managing money after graduation? Are you developing healthy habits that will support your long-term well-being?
Take time to reflect
- Career growth: Update your resume, research internships, and build professional connections.
- Financial wellness: Start a budget, set a savings goal, and explore credit-building tools like the UMD Terps Affinity Credit Card.
- Personal development: Try something new, whether it’s a hobby, a fitness goal, or a course to expand your skills.
At SECU, we’re here to help you stay on track financially so you can focus on your future. From cashback rewards to financial education, we provide the tools you need to build smart money habits.
Make this spring break a step toward a stronger future, both financially and personally. Start today by setting one goal that will bring you closer to the life you want to build.
