Auto Purchase Loans

Drive home happily

New or used. Hybrid efficiency or minivan convenience. Whatever your needs, you’ve come to the right place for affordable, hassle-free financing.

Newly lowered rates
As a Maryland-based, member-owned credit union, we now offer rates as low as 4.24% APR.*
Flexible term options for every budget
Take your time and keep monthly payments low with terms of up to 84 months.**
Streamlined application
Get approved and head to your local dealer, CarMax, or Enterprise to find your next ride.***
Lease buyout options
Love your current car? We make it easy to buy out your lease with competitive rates and convenient terms.

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Payment calculator

Car buying is about balancing affordability and desire. Use our auto loan calculator to find the right balance for you.

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We make car buying easier, getting you prepared for the road ahead. Our auto loan specialists can help you choose the loan that best fits your needs.

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Auto news & insights

Living Your Best Life on a Budget: A Guide to Debt-Free Fun for Millennials

July 17, 2024

As a millennial in Maryland, you’re likely enjoying the perks of a blossoming career, a vibrant social life, and maybe even some exciting travel plans. But if you’re like many of your peers, you’re also…

4 ways higher interest rates impact your finances

October 17, 2022

The Federal Reserve has raised interest rates five times this year alone. Today’s interest rates of 3% to 3.25% are the highest since 2008 and the first time since the 1980s that they’ve risen so…

How to Financially Prepare Yourself for a Potential Recession

September 30, 2022

Your Apple News alerts keep warning you a recession is on the horizon. But what does that really mean? The last time our country experienced a recession, you were probably too young to understand what…

All News & Insights

*APR=Annual Percentage Rate. Rate above is for well qualified borrowers and applies to specific terms and conditions depending on term of loan. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Advertised rates include auto pay and are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

**See here for repayment information.

***Dealerships with names such as “John Smith Ford” or “Southwest Honda” are franchise dealerships. These dealerships have a contract with an automobile manufacturer that allows them to sell its products. They are distinguished from independent dealerships that have names like “Johnny Smith’s Used Cars.” These dealers have no affiliation or contract with any manufacturer. Auto Checks may also be used at Carmax and Enterprise Car Sales.