Auto Purchase Loans

Drive home happily

New or used. Hybrid efficiency or minivan convenience. Whatever your needs, you’ve come to the right place for affordable, hassle-free financing.

Newly lowered rates
As a Maryland-based, member-owned credit union, we now offer rates as low as 4.24% APR.*
Flexible term options for every budget
Take your time and keep monthly payments low with terms of up to 84 months.**
Streamlined application
Get approved and head to your local dealer, CarMax, or Enterprise to find your next ride.***
Lease buyout options
Love your current car? We make it easy to buy out your lease with competitive rates and convenient terms.

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Payment calculator

Car buying is about balancing affordability and desire. Use our auto loan calculator to find the right balance for you.

Let’s get started

We make car buying easier, getting you prepared for the road ahead. Our auto loan specialists can help you choose the loan that best fits your needs.

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*APR=Annual Percentage Rate. Rate above is for well qualified borrowers and applies to specific terms and conditions depending on term of loan. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Advertised rates include auto pay and are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

**See here for repayment information.

***Dealerships with names such as “John Smith Ford” or “Southwest Honda” are franchise dealerships. These dealerships have a contract with an automobile manufacturer that allows them to sell its products. They are distinguished from independent dealerships that have names like “Johnny Smith’s Used Cars.” These dealers have no affiliation or contract with any manufacturer. Auto Checks may also be used at Carmax and Enterprise Car Sales.