Visa Credit Cards
See All of Our Visa Credit Card Options Below
The Official Credit Card of the Maryland Terrapins
Calling all Terps fans! Get exclusive University of Maryland perks and benefits while earning points on everyday purchases.
- 20% off Terps gifts and gear
- 0% introductory APR* for 12 months
- 25,000 bonus points‡
- Redeem points directly at the pump to save on gas^
The Official Credit Card of the Maryland Terrapins
Terps fans can show off their Maryland pride and get loads of exclusive perks and rewards with the UMD Affinity Visa. Earn points on everyday purchases and enjoy discounts, prizes, and other rewards when you use your credit card at a growing list of area businesses.
Card perks
- 20% off Terps gifts and gear at the online Terrapin Fan Shop
- 10% off in stadium concessions and merchandise at SECU Stadium and Xfinity Center during Maryland Athletic events
- 3x points on gas, groceries, and streaming services‡; 2x points on dining and travel‡; 1x points on all other purchases
- 0% introductory APR* for 12 months on purchases from date of account opening
- 0% introductory APR** for the first 12 months on balance transfers requested within 90 days of account opening, with 3% balance transfer fee
- 25,000 bonus points‡ when you spend $2,000 within the first 90 days
- Redeem points directly at the pump to save on gas^
Card benefits
- No annual fee, cash advance fee, or foreign transaction fee***
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Ticket protection
- Porch piracy protection
- Price protection
- Lost luggage reimbursement
Rewards and perks may change without notice based on partner participation.
See all UMD Affinity Visa perks and benefits
An elite credit card experience
Treat yourself and turn your everyday purchases into loads of rewards. Redeem points for statement credits, gift cards, merchandise, and travel.
- 3x points on dining, travel, Amazon and iTunes††
- 0% introductory APR* for 12 months
- 25,000 bonus points††
- Redeem points directly at the pump to save on gas^
An elite credit card experience
Your everyday purchases can be boring. But the rewards you earn from them can be fabulous. The Visa Signature card is for those who want to turn ordinary into extraordinary.
Card perks
- 3x points on dining, travel, Amazon and iTunes††; 2x points on gas and groceries††; 1x on all other purchases
- 25,000 bonus points‡ when you spend $2,000 within the first 90 days
- 1,000 points on your birthday
- 0% introductory APR* for 12 months on purchases from date of account opening
- 0% introductory APR** for the first 12 months on balance transfers requested within 90 days of account opening, with 3% balance transfer fee
- Redeem points directly at the pump to save on gas^
Card benefits
- No annual fee, cash advance fee, or foreign transaction fee***
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Concierge services
- Travel and emergency assistance
- Lost luggage reimbursement
- Road dispatch
See all SECU Visa Signature perks and benefits
Unlimited chances to pay yourself
Put more money back in your pocket no matter what you buy.
- Enjoy 5% cash back bonus on purchases‡‡
- 2% cash back on gas and groceries‡‡
- 0% introductory APR* for 12 months
Unlimited chances to pay yourself
Turn your spending into extra cash, just for you. Earn unlimited 2% cash back on gas and groceries‡‡ and 1% on all other purchases.
Card perks
- Enjoy 5% cash back bonus on purchases in the first 90 days of account opening, up to $250‡‡
- 2% cash back on gas and groceries‡‡
- 1% cash back on all other purchases
- 0% introductory APR* for 12 months on purchases from date of account opening
- 0% introductory APR** for the first 12 months on balance transfers requested within 90 days of account opening, with 3% balance transfer fee
Card benefits
- Unlimited cash back earnings with no expiration
- No annual fee, cash advance fee, or foreign transaction fee***
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Minimum level to redeem is only $25
- Auto rental collision damage waiver
- 24/7 Visa Cardholder Inquiry Service
A more rewarding way to pay
Watch your rewards pile up as you earn points for every purchase.
- 0% introductory APR* for 12 months
- $1 spent = 1 reward point
- Points have no limit and never expire
- Redeem points directly at the pump to save on gas^
A more rewarding way to pay
Attention points counters! The SECU Rewards Visa is your ticket to earning unlimited points that never expire. Redeem points for statement credits, gift cards, travel, and more.
Card perks
- One (1) reward point per purchase dollar
- More than 1,600 rewards items to choose from
- Points have no limit and never expire
- 1,000 points on your birthday
- 0% introductory APR* for 12 months on purchases from date of account opening
- 0% introductory APR** for the first 12 months on balance transfers requested within 90 days of account opening, with 3% balance transfer fee
- Redeem points directly at the pump to save on gas^
Card benefits
- No annual fee, cash advance fee, or foreign transaction fee***
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Auto rental collision damage waiver
- 24/7 Visa Cardholder Inquiry Service
Save with our lowest rate card
Get interest rates, lower finance charges, and the chance to pay off your balance faster.
- Lowest rate of any SECU Visa credit card
- 0% introductory APR* on purchases
- 0% introductory APR** on balance transfers
Save with our lowest rate card
Combine being a Visa® cardholder with one of the lowest available interest rates so you can spend less on your current balance and more on the things you need.
Card perks
- 0% introductory APR* for 12 months on purchases from date of account opening
- 0% introductory APR** for the first 12 months on balance transfers requested within 90 days of account opening, with 3% balance transfer fee
Card benefits
- Lowest rate of any SECU Visa®
- No annual fee, cash advance fee, or foreign transaction fee***
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Auto rental collision damage waiver
- 24/7 Visa Cardholder Inquiry Service
Start building your credit
Build a solid credit foundation plus earn points towards redeeming merchandise with every purchase.
- $1 spent = 1 reward point
- Points have no limit and never expire
- No annual fee, cash advance fee, or foreign transaction fee***
- Redeem points directly at the pump to save on gas^
Start building your credit
The SECU Starter Visa is the key to a healthy financial future. Get the flexibility to make purchases, pay bills, and get cash worldwide, while building a positive credit history.
Card perks
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- 1,000 points on your birthday
- Redeem points for merchandise, gift cards, and travel, and more
- Redeem points directly at the pump to save on gas^
Card benefits
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Auto rental collision damage waiver
- No annual fee, cash advance fee, or foreign transaction fee***
Get your credit back on track
Build or rebuild your credit with Visa’s convenience, security, and worldwide acceptance.
- $1 spent = 1 reward point
- Points have no limit and never expire
- Fund a savings account opened by you to secure your card, once you’ve been approved for the card
- Redeem points directly at the pump to save on gas^
Get your credit back on track
Life happens. Used responsibly, the SECU Secured Visa helps ensures your future financial health while you enjoy the benefits and flexibility of rewards and no annual fees.
Card perks
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- 1,000 points on your birthday
- Redeem points for merchandise, gift cards, and travel, and more
- Build or rebuild your credit by opening/funding a special savings account once you’ve been approved for the card
- Redeem points directly at the pump to save on gas^
Card benefits
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Auto rental collision damage waiver
- No annual fee, cash advance fee, or foreign transaction fee***
It’s never too soon to establish credit
Designed specifically for students, this card helps to establish your credit while giving you points, perks, and more.
- $1 spent = 1 reward point
- Points have no limit and never expire
- No annual fee, cash advance fee, or foreign transaction fee***
- Redeem points directly at the pump to save on gas^
It’s never too soon to establish credit
The benefits of a globally accepted card and the flexibility to responsibly purchase things you need and want.
Card perks
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- 1,000 points on your birthday
- Redeem points for merchandise, gift cards, and travel, and more
- Redeem points directly at the pump to save on gas^
Card benefits
- Visa’s Zero Liability® protection****, EMV chip security, card controls and alerts
- Auto rental collision damage waiver
- No annual fee, cash advance fee, or foreign transaction fee***
