Preferred Lines of Credit

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The first and last loan you’ll ever need

Once your credit line is established you can access your preferred line of credit (PLOC) whenever you like, for whatever you need.

As you pay down your balance, those funds become available again and again, up to your credit limit. Preferred line of credit members enjoy:

  • Credit lines of $300 to $30,000
  • No application fee
  • No pre-payment penalty

You can access your preferred line of credit by requesting a check or transferring funds to your SECU checking or savings account using any of these methods:

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* APR = Annual Percentage Rate. APY = Annual Percentage Yield. This page is updated regularly.